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Insurance and Billing

Prior to your appointment, we will help you determine exactly what your insurance carrier will cover and what will be you responsibility. It is customary that your portion of the charges be paid at time of service using cash, personal check, MasterCard, Visa, American Express or Discover. We also offer the option to pay bills online. Pay online using our secure server here.

To discuss financial questions or the status of your pre-certification, please call (847) 457-0028.

Our in-network insurance plans include:

  • Aetna
  • BlueCross BlueShield
  • Cigna
  • Humana
  • Medicare
  • Private Healthcare Systems (PHCS) – most plans
  • Unicare
  • United Healthcare
  • HMO affiliates:
  • Health Options of Illinois: Referral needed
  • Lake County Physicians Association: Referral needed

The Cost of Your Procedure

Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.

You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients).  Many health insurance websites also provide information on where to find in-network services.

Planning a Procedure on a HDHP

A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan.
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Managing Healthcare Cost

A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.
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Understanding Your Insurance

Health insurance is an agreement between you and an insurance company of your choosing.
Read More